Mitigating Exposure in an Unpredictable World.
Personal liability risks grow alongside your achievements. Standard coverage often fails to address the unique vulnerabilities of high-net-worth individuals, leaving substantial assets exposed to litigation and unforeseen events. We design excess liability layers that offer true peace of mind.
Liability Solutions
Thoughtful review of personal liability exposures and available umbrella and excess liability options.
Umbrella Protection
We evaluate appropriate umbrella and excess liability limits in coordination with underlying policies, subject to insurer availability, underwriting and policy terms.
Claims Guidance
We help clients understand their policy and coordinate with the insurer when a covered liability claim arises. Defense arrangements depend on policy terms.
Complex Exposures
We review exposures associated with residences, watercraft and other assets, and discuss where separate coverage may be appropriate for business or directorship responsibilities.
